SELF-EMPLOYED - 1099 - TAKE-HOME
Self Employed Income Tracker: Track 1099 Income, Platform Fees, and Take-Home
Self-employed income arrives from clients, platforms, and marketplaces on schedules none of them coordinate, and the fees come out before you ever see the money. Earnly records every dollar in with gross, fees, and take-home, and hands your accountant a clean report at year end.
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Fees
Take-home
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Next month Estimate
Payout calendar
Sample data for illustration
In short
A self employed income tracker records every payment your business receives, from client invoices to platform payouts, and shows gross, fees, and what you actually keep, so your books are current without manual spreadsheet entry. If you are self-employed in the US, your income usually arrives net of somebody's fee: Stripe takes 2.9% plus $0.30 per card charge as published, PayPal goods and services runs about 3.49% plus $0.49, and marketplaces take their cut before the payout ever leaves. That gap is why the 1099 forms you receive and the money in your bank rarely match. Earnly puts every source on one board with the fee line visible, tracks which invoices are paid and which are overdue, and generates monthly and quarterly reports you can export as CSV or PDF and hand to a tax professional. It is worth being precise here: Earnly is an informational analytics tool, not a bank, a payment processor, or a lender, and it does not provide financial, accounting, or tax advice. It shows you the numbers; the filing decisions stay with you and your accountant. Done-for-you bookkeeping services run $249 to $296 a month. Earnly starts at $12.
Why it matters
What this line of the statement buys you
Every source, one set of books
Client invoices, marketplace payouts, and platform income sit on one board, so your business income is one list instead of five.
The fee line is never hidden
Processing and platform fees show on every payment, so you know a $2,000 invoice does not land as $2,000 before you spend it.
Reports your accountant can use
Monthly and quarterly earnings reports export to CSV or PDF, with the fee detail that explains the gap between gross and deposits.
Overdue invoices get chased
Lite invoicing flags every invoice that passes its due date and nudges the client, so late money does not quietly become no money.
How you use it
From connected to answered
Connect your income sources
Link the platforms and processors you get paid through, and add off-platform clients as invoices.
Let the board build itself
Payments flow in daily with gross, fees, and take-home split out per source.
Watch what you keep
Track take-home month over month, and use the forecast band, always labeled an estimate, to plan around uneven months.
Export at tax time
Pull a quarterly or annual report as CSV or PDF and review it with a tax professional; Earnly informs, it does not advise.
It works the same for every kind of seller: see it in action for freelancers, amazon sellers, youtubers or check the income tracker pricing.