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SELF-EMPLOYED - 1099 - TAKE-HOME

Self Employed Income Tracker for 1099 Income, Platform Fees and Take-Home

Self-employed income arrives from clients, platforms, and marketplaces on schedules none of them coordinate, and the fees come out before you ever see the money. Earnly records every dollar in with gross, fees, and take-home, and hands your accountant a clean report at year end.

See pricing
Read-only 12+ platforms Estimates labeled
Your earnings board October 2026

Pick a profile

Type last month's gross from up to three platforms. Fees use each platform's published rate.

Sources
Source Take-home

Gross

Fees

Take-home

Next month Estimate

Payout calendar

Saving keeps this month and adds every month after.

In short

A self employed income tracker records every payment your business receives, from client invoices to platform payouts, and shows gross, fees, and what you actually keep, so your books are current without manual spreadsheet entry. If you are self-employed in the US, your income usually arrives net of somebody's fee: Stripe takes 2.9% plus $0.30 per card charge as published, PayPal goods and services runs about 3.49% plus $0.49, and marketplaces take their cut before the payout ever leaves. That gap is why the 1099 forms you receive and the money in your bank rarely match. Earnly puts every source on one board with the fee line visible, tracks which invoices are paid and which are overdue, and generates monthly and quarterly reports you can export as CSV or PDF and hand to a tax professional. It is worth being precise here: Earnly is an informational analytics tool, not a bank, a payment processor, or a lender, and it does not provide financial, accounting, or tax advice. It shows you the numbers; the filing decisions stay with you and your accountant. Done-for-you bookkeeping services run $249 to $296 a month. Earnly starts at $24 a month billed yearly.

Why it matters

What this line of the statement buys you

Every source, one set of books

Client invoices, marketplace payouts, and platform income sit on one board, so your business income is one list instead of five.

The fee line is never hidden

Processing and platform fees show on every payment, so you know a $2,000 invoice does not land as $2,000 before you spend it.

Reports your accountant can use

Monthly and quarterly earnings reports export to CSV or PDF, with the fee detail that explains the gap between gross and deposits.

Overdue invoices get chased

Lite invoicing flags every invoice that passes its due date and nudges the client, so late money does not quietly become no money.

How you use it

From export file to answer

01

Add your income sources

Add the platforms and processors you get paid through, upload their exports, and add off-platform clients as invoices.

02

Let the board do the math

Each uploaded file or typed month is split into gross, fees, and take-home per source.

03

Watch what you keep

Track take-home month over month, and use the forecast band, always labeled an estimate, to plan around uneven months.

04

Export at tax time

Pull a quarterly or annual report as CSV or PDF and review it with a tax professional; Earnly informs, it does not advise.

It works the same for every kind of seller: see it in action for freelancers, amazon sellers, youtubers or check the income tracker pricing.

Put this on your board today