earnly

Hello Bonsai Alternative for Platform Income, Not Client Contracts

Your earnings board September 2026
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Source Gross Fees Take-home

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Next month Estimate

Payout calendar

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In short

Bonsai is client-work software: proposals, contracts with e-signature, time tracking, invoicing and a client CRM, priced per user at $15, $25, $39 and $59 a month, or $9, $19, $29 and $49 billed annually, with the Elite tier requiring three users minimum. It is a strong fit if your income arrives as invoices you send to named clients, and a poor one if your money comes from YouTube, Twitch, Etsy, Gumroad, Patreon, Shopify or Amazon, because no invoice exists and the platform has already taken its cut before depositing. The alternative depends on which of those you are. For client billing on a tighter budget, FreshBooks Lite at $23 a month and Wave at $0 Starter are the honest comparisons. For platform income, Earnly shows gross, fees and take-home per platform across twelve sources from $12 a month, flat rather than per seat.

Last updated August 2026

The honest read

Bonsai is built for freelancers who bill clients, and within that job it is genuinely strong. Proposals, contracts with e-signature, time tracking, invoicing and client CRM all live in one place, which is exactly what a designer or consultant sending statements of work needs. Pricing is per user: Basic at $15 per user per month, Essentials at $25, Premium at $39, and Elite at $59 with a three user minimum, each cheaper billed annually at $9, $19, $29 and $49, as published. If your income arrives as invoices you send to named clients, Bonsai is a reasonable place to run your business and this page is not trying to talk you out of it. Platform income is a different shape and that is where the fit breaks. When your money comes from YouTube, Twitch, Etsy, Gumroad, Patreon, Shopify or Amazon, nobody is sending an invoice: a platform takes its cut first and deposits a netted number on its own schedule. Bonsai has no per-platform gross to fees to take-home view, no payout calendar that knows Twitch pays around the 15th while Gumroad pays every Friday and Amazon disburses every 14 days, and no way to see that a Gumroad Discover sale cost 30% while a direct one cost about 13%. You get client billing, not payout clarity. Earnly is the alternative built for that shape: twelve platforms on one board showing what you actually keep after fees, a payout calendar of expected pay dates, and a next-month forecast band that is always labeled an estimate, at $12 to $32 per month flat rather than per user. The honest split: Bonsai wins if you need contracts and proposals, Earnly wins if your income lands as platform payouts. Creators who do both often keep Bonsai for the client half and Earnly for the platform half. Earnly is an informational analytics tool; it is not a bank, and it does not give accounting or tax advice.

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Published prices

Bonsai pricing, from hellobonsai.com in August 2026

Every tier is priced per user, which is the number that decides the real cost. A three person studio on Premium is $117 a month on monthly billing, not $39.

Plan Monthly per user Annual per user What the tier adds
Basic $15 $9 Time tracking, tasks, unlimited projects and clients, CRM, mobile apps, 10 GB storage
Essentials $25 $19 Invoices and payments, proposals and contracts, forms, scheduling, client portal, expense and income tracking, 100 GB
Premium $39 $29 Project insights, workload management, Gantt view, deals pipeline, custom fields, white labeling, QuickBooks and Zapier integrations
Elite $59 $49 Custom permissions, timesheet locking, expense markup, Xero integration, custom data import, 500 GB. Minimum 3 users.
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Published prices

Bonsai against the alternatives, by what your income looks like

Prices checked on vendor pages in August 2026. The first question is whether you invoice named clients or get paid by platforms, because that decides the category before any feature comparison starts.

Tool US entry price Billing model Best for
Bonsai $15/user/mo, $9 annual Per user Freelancers and small studios sending proposals and contracts
FreshBooks $23/mo Lite Per account, extra team member $11/mo Invoice-led businesses wanting a real ledger underneath
HoneyBook $36/mo Starter Per account Service businesses running client projects end to end
Wave $0 Starter, $19/mo Pro Per account Simple invoicing and books at the lowest possible cost
Earnly From $12/mo Flat, per account Platform payouts: gross, fees, take-home and expected pay dates

Where Bonsai earns its price

Bonsai puts the whole client-work chain in one place. A proposal becomes a contract, the contract carries an e-signature, time logged against the project flows into an invoice, and the client pays through a portal without anyone emailing a PDF. For a designer, consultant or agency of two or three people, that is a coherent product and the per-seat price is defensible.

The tier that matters for most people is Essentials at $25 per user per month, because that is where invoicing, proposals, contracts and expense tracking start. Basic at $15 is time tracking and CRM without the billing side, which is rarely what someone shopping this category actually wants. Worth knowing before you plan a rollout: Elite requires a minimum of three users, and integrations with QuickBooks and Zapier only appear at Premium.

Why the fit breaks on platform income

Platform income is a different shape and no amount of contract tooling fixes it. When Etsy, Twitch, Gumroad or Amazon pays you, there is no invoice, no due date you set, and no gross figure anywhere in your records. The platform takes its cut first and deposits a netted number on its own schedule.

Bonsai has no per-platform gross to fees to take-home view, no payout calendar that knows Twitch pays around the 15th while Gumroad pays every Friday and Amazon disburses on roughly a 14 day cycle, and no way to show you that a Gumroad Discover sale cost 30% while a direct sale cost about 13%. It records the deposit and stops.

The cost of that is not cosmetic. Platforms report gross on a 1099-K, so books built from net deposits understate your receipts by exactly the fee total, and the fees you paid never get claimed as the deductible business expense they are. Our breakdown of Gumroad fees and the per-platform fee breakdown show how wide that gap gets across a year.

The per-seat question, honestly

Per-user pricing is fine for a team where every seat does client work. It gets awkward in the shape most creator businesses actually have: one person doing the work plus a part-time assistant, a bookkeeper who needs read access, or a partner who logs in twice a month.

Two people on Premium is $78 a month on monthly billing, $58 annually. That is not outrageous for what Bonsai does, but it is worth comparing against FreshBooks, which charges per account with extra team members at $11 a month each, and against flat-priced tools where headcount changes nothing. If your seat count is going to move around, price the tool at the headcount you expect in a year rather than the one you have now.

Running both, which is what usually happens

Most people who search for a Bonsai alternative do not actually want to leave Bonsai. They want the half it does not cover. If you invoice clients and also earn on platforms, the practical setup is Bonsai for contracts and invoices and an income tracker for the platform side, because those are different jobs and neither tool does the other one well.

Earnly is built for that second half: twelve platforms on one board showing what you keep after fees, a payout calendar of expected pay dates, and a next-month forecast band that is always labeled an estimate, at $12 to $32 a month flat rather than per seat. It is read only, it never touches your money, and it does not send proposals or contracts. The freelance income tracker page shows how the platform half looks in practice, and FreshBooks alternatives covers the invoicing side if that is the part you want to change.

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Side by side

Where the boards differ

What you get Earnly Hello Bonsai
Per-platform gross -> fees -> take-home view Yes No
Payout calendar with expected pay dates Yes No
12+ creator and seller platforms in one board Yes No
Next-month forecast (labeled estimate) Yes Client revenue only
Fee-leakage and below-threshold alerts Yes No
Proposals, contracts and e-signature No Yes
Client CRM and time tracking No Yes
Pricing model Flat, from $12/mo Per user, from $15/user/mo

Comparison reflects published pricing and feature descriptions as of August 2026; both products change. Pick the tool that fits how you earn. See what the board looks like on the income tracker homepage, or start with the revenue dashboard.

Questions people actually ask

Is Hello Bonsai worth it for freelancers?

If you send proposals and contracts and bill named clients, yes, at Essentials or above. Basic at $15 per user has time tracking and CRM but no invoicing, proposals or contracts, so it is rarely the plan people actually want. If you invoice occasionally and mostly need books, FreshBooks Lite at $23 a month or Wave at $0 Starter cover more of that job for less.

What is the best alternative to Hello Bonsai?

It depends on which half you need. FreshBooks at $23 a month Lite is the closest like-for-like for invoice-led work with a real ledger underneath. HoneyBook at $36 a month Starter suits service businesses running client projects end to end. For platform income rather than client invoices, an income tracker is the right category, and Earnly starts at $12 a month flat.

Does Hello Bonsai integrate with QuickBooks?

Yes, from the Premium tier at $39 per user per month, along with Zapier, Calendly and Google. The Xero integration sits one tier higher on Elite at $59 per user with a three user minimum. If you already run QuickBooks and were planning on Essentials at $25, budget for the step up, because that integration is what the extra $14 per seat buys.

How many users does Hello Bonsai require?

Basic, Essentials and Premium can be bought for a single user. Elite requires a minimum of three users, so the real entry cost of that tier is $177 a month on monthly billing or $147 annually, not $59. Dedicated onboarding starts at ten seats, and reduced rates are available for teams over thirty.

How much does Hello Bonsai cost?

Bonsai prices per user, per month: Basic at $15, Essentials at $25, Premium at $39, and Elite at $59 with a three user minimum. Billed annually those drop to $9, $19, $29 and $49 per user. Because it bills per seat, a two person studio pays double what the sticker suggests, and Elite requires a minimum of three users. Prices from hellobonsai.com in August 2026.

Is there a free version of Hello Bonsai?

No. Bonsai has no free plan; it offers a time-limited trial and then requires a paid subscription. If you are comparing on price alone, note the per user model: Bonsai gets more expensive as your team grows, while Earnly is a flat $12 to $32 per month no matter how many platforms or people you track.

Does Hello Bonsai track income from YouTube, Etsy or Twitch?

Not as platform income. Bonsai is built around invoicing clients, so money you earn on a platform arrives as a plain deposit with no record of the fee taken out. There is no per-platform gross to fees to take-home view and no payout calendar for platform pay dates. That gap is the reason this page exists, and the per-platform fee breakdown is where it gets closed.

Can I use Hello Bonsai and Earnly together?

Yes, and plenty of people should. If you invoice clients and also earn on platforms, Bonsai handles the contracts and invoices while Earnly handles the platform payouts, fees and pay dates. They solve different halves of the same income, and the freelance income tracker page shows how the platform half looks in practice. Earnly does not send proposals or contracts and does not try to.

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