For gumroad sellers
Gumroad Income Tracker: Sales, Fees and Real Take-Home Per Payout
Gumroad shows you sales. It does not show you a blended fee rate, and it does not tell you that a Discover sale costs three times what a direct one does. Earnly splits every Gumroad payout into gross, platform fee, processing and take-home, next to every other place you earn.
Gross
Fees
Take-home
...
Next month Estimate
Payout calendar
Sample data for illustration
In short
A gumroad income tracker shows what a seller actually keeps after Gumroad's fee stack, not the sticker price on the product. As published, a direct sale through your own link costs 10% plus $0.50 per transaction, with payment processing of about 2.9% plus $0.30 on top, so the real combined cost is roughly 12.9% plus $0.80. A sale that comes through Gumroad's own Discover marketplace costs 30% all-in instead. That difference is the whole game: on a $25 product a direct sale keeps about $20.97 and a Discover sale keeps $17.50, so a month that leans on Discover can post identical sales and deposit meaningfully less. Earnly splits each Gumroad payout into gross, platform fee, processing and take-home, tracks your blended fee rate over time so a shifting Discover mix shows up as a number rather than a surprise, and puts Gumroad next to Etsy, Stripe, Patreon and everything else you earn from. Gumroad pays every Friday once your balance clears $10, with a holding period on each sale, so the money on your board is always about a week behind the sale that made it; the payout calendar lines those Fridays up against the monthly platforms so a thin week is something you saw coming. Most sellers running more than one channel pick Creator at $32 per month billed yearly. Figures come from published schedules and are estimates; confirm against your Gumroad statements.
What changes
Three things you stop doing by hand
Direct and Discover are different businesses
A direct sale costs about 12.9% + $0.80 and a Discover sale costs 30%, so Earnly separates them and shows your blended rate instead of one flattering average.
The $0.80 floor kills small products
The fixed $0.50 platform fee plus $0.30 processing comes off every direct sale before the percentages do, which is about 29% of a $5 product and 13.7% of a $100 one. The fee breakdown makes the case for bundling with real numbers.
Friday money next to monthly money
Gumroad pays weekly while YouTube pays around the 21st and Twitch around the 15th, so the payout calendar shows which weeks are carried by Gumroad and which are thin.
Who this fits
Gumroad sellers, especially those also earning on Stripe, Patreon or Etsy, who want a real blended fee rate and a take-home number per payout rather than a gross sales count.
The pieces doing the work here: the revenue dashboard, platform fees calculator, payout calendar . Plans start at $12 per month billed yearly on income tracker pricing.
Questions people actually ask
How much does Gumroad take?
On a direct sale through your own link, Gumroad takes 10% plus $0.50 per transaction, and payment processing of about 2.9% plus $0.30 comes out on top. Combined that is roughly 12.9% plus $0.80 per sale. Sales that come through Gumroad's Discover marketplace cost 30% all-in instead, as published.
How much does Gumroad cost per month?
Nothing. Gumroad has no subscription and no monthly fee, so if you sell nothing you pay nothing. That is the trade it makes: a higher per-sale cut in exchange for zero fixed cost, which suits low-volume sellers and gets expensive as volume grows compared with a flat-fee platform plus your own checkout.
When does Gumroad pay out?
Every Friday, once your balance has reached $10. Each sale also sits through a holding period of about 7 days before it becomes payout-eligible, so a Monday sale is generally not in that same week's Friday payout. US direct deposit then takes 2 to 5 business days to land. There is no on-demand withdrawal.
Does Gumroad take a cut of pay-what-you-want sales?
Yes. The 10% plus $0.50 applies to whatever the customer actually chooses to pay, not to a suggested price. On small pay-what-you-want amounts the fixed $0.80 of platform and processing fees dominates, which is why a $3 payment leaves you roughly $1.80.