For artists
Income Tracker for Artists: Etsy Prints, Commissions, Digital Downloads, and Patreon on One Board
An illustrator sells prints on Etsy, takes commissions through Ko-fi, sells brushes and reference packs on Gumroad, and runs a Patreon. Four platforms, four fee schedules, four pay dates. Earnly puts them on one board with the number that matters: what you keep.
Gross
Fees
Take-home
...
Next month Estimate
Payout calendar
Sample data for illustration
In short
An income tracker for artists shows what each sales channel actually pays after the marketplace and the processor take their cuts, which for visual artists is a much bigger bite than most people expect. An Etsy print sale carries a $0.20 listing fee, a 6.5% transaction fee, and roughly 3% plus $0.25 US processing, which puts all-in fees near 12%, and past 20% once Offsite Ads apply at 12% or 15% of the sale. A Gumroad download costs 10% plus $0.50 direct, or 30% if Gumroad Discover sent the buyer. A Ko-fi commission and a Patreon membership each have their own rate again, with Patreon at a flat 10% for creators who joined after August 2025 plus about 2.9% and $0.30 processing. The result is that $1,000 of gross sales can net anywhere from about $700 to about $900 depending purely on which channel it came through, and no single dashboard shows you that. Earnly lines up Etsy, Gumroad, Ko-fi, Patreon, Shopify, Stripe, and PayPal on one tape with gross, fees, and take-home per source, plus a payout calendar so you know Etsy is due on its schedule while Gumroad clears on Fridays. Commission work gets lite invoicing so a client piece billed off-platform sits on the same board as your product sales. Earnly reads numbers and never touches money: it is not a bank, a processor, an accountant, or a tax advisor, and figures are estimates to check against platform statements. Solo is $12 a month; Creator, at $32, is the common pick once prints, downloads, and a Patreon are all running.
What changes
Three things you stop doing by hand
See the real cost of every channel
Etsy near 12% all-in and past 20% with Offsite Ads, Gumroad 10% plus $0.50 direct but 30% through Discover: Earnly shows your effective rate per channel so you price prints and downloads from data, not from the sticker fee.
Commissions and product sales on one board
Lite invoicing tracks a commissioned piece as sent, paid, or overdue, so client work sits alongside your Etsy and Gumroad sales instead of in a separate notes app you forget to check.
Know which deposit is coming
Etsy, Gumroad, Ko-fi, and Patreon all pay on different clocks. The payout calendar puts the expected dates in one view so a slow month is a fact rather than a worry.
Who this fits
Illustrators, painters, printmakers, digital artists, and designers selling prints or originals on Etsy, digital goods on Gumroad, commissions through Ko-fi or Stripe, and memberships on Patreon, who want take-home per channel on one board.
The pieces doing the work here: the revenue dashboard, platform fees calculator, payout calendar . Plans start at $12 per month billed yearly on income tracker pricing.
Questions people actually ask
How do artists track their income and sales?
The dependable method is to record every sale as it clears, tagged by channel, with the fee that platform took, so gross revenue and actual take-home never get confused. Artists usually sell in at least three places at once, which is why a per-channel view beats a single bank-deposit total. Earnly does this automatically across Etsy, Gumroad, Ko-fi, Patreon, Shopify, Stripe, and PayPal, and shows the fee taken on each payout. See the per-platform fee breakdown for how each cut is calculated.
What percentage does Etsy take from artists?
Etsy charges $0.20 to list an item, a 6.5% transaction fee on the sale price including shipping, and US payment processing of roughly 3% plus $0.25, which lands all-in fees near 12% of a typical sale. Offsite Ads add 12% or 15% of any sale they drive, and the program is mandatory once a shop passes $10,000 in sales over 365 days, which can push the effective rate past 20%. On a $40 print that is about $5 in fees normally and closer to $10 through an ad-driven sale.
Where is the cheapest place for artists to sell digital art?
On traffic you drove yourself, a direct storefront wins: Gumroad keeps roughly 89% of a direct sale after its 10% plus $0.50, and Ko-fi is close to fee-free on some plans. Marketplaces cost more but bring buyers, with Etsy near 12% and past 20% through Offsite Ads. So the honest answer is that the cheapest channel for a sale you sourced is rarely the cheapest for one the marketplace found, and the only way to know your real blended rate is to track it per channel. Our guide to creator platform fees compares them side by side.
Do artists need accounting software?
Many do not. Full accounting software is designed for double-entry books and client invoicing, which is heavier than a solo art business usually needs. If your working question is what each channel actually paid after fees and when the next deposit arrives, a focused income tracker answers it directly and hands clean monthly figures to an accountant at tax time. Earnly tracks the income side and does not provide accounting or tax advice.