Creator money blog
Fees, payout schedules and honest earnings math for creators and sellers: what each platform takes as published, when the money lands, and how to keep one clear view of it all with an income tracker.
Sellfy Pricing and Cost With the Yearly Sales Caps
Sellfy pricing: Starter $29, Business $79 and Premium $159 a month with 0% fees, the yearly sales caps that decide your plan, and the cost next to Payhip and Podia.
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Lemon Squeezy Fees and Pricing in 2026
Lemon Squeezy fees: 5% plus 50 cents with processing and tax handling included, surcharges, payout fees and dates, and the cost next to Paddle and Stripe.
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Buy Me a Coffee Fees and Pricing for Creators
Buy Me a Coffee fees in 2026: the 5% platform fee, Stripe processing, payout and membership surcharges, what you keep per payment, and how it compares to Ko-fi.
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Ko-fi Fees and Ko-fi Gold Pricing for Creators
Ko-fi fees in 2026: 0% or 5% by mode, Ko-fi Gold now $12 a month with no annual plan, PayPal vs Stripe costs, and the $240 a month point where Gold pays off.
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Beacons Pricing 2026 and Beacons Plans Compared
Beacons pricing in 2026: $0, Creator $10, Creator Plus $30 and Creator Max $100 a month, the 9% seller fee, yearly prices, and the sales level where each plan wins.
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FreshBooks Pricing 2026 With Lite at $23 and Plus at $43
FreshBooks pricing is $23 for Lite, $43 for Plus and $70 for Premium a month. The client caps, $11 team seats, payroll and promo math that set your real cost.
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Etsy Plus Pricing With Subscription Cost and Benefits
Etsy Plus costs $10 a month and returns at most $8 in credits. What it includes, the listing volume where it pays off, and what it does not fix.
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eBay Sales Tracker for Sales, Fees and Profit
An eBay sales tracker shows gross sales, every fee and what you kept, per payout. What Seller Hub covers, the payout date trap, and when to add software.
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eBay Accounting Software and the Best Picks for Sellers
eBay accounting software compared for US sellers: QuickBooks, Xero, Wave, A2X and Synder, with August 2026 prices and what the free eBay connector covers.
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Shopify Payout Report and How to Find and Export It
Shopify publishes two payout reports: the reconciliation report under Finance and Documents, and a transactions CSV with amount, fee, and net.
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Etsy 1099-K Threshold 2026 and When Etsy Sends a 1099
Etsy sends a 1099-K above $20,000 and 200 sales, but eight states set far lower thresholds. What the form reports and why it exceeds your deposits.
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Architect Fee Percentage of Construction Cost 2026
Architect fees run 8% to 15% of construction cost for residential and 7% to 12% commercial. How the four fee structures work and how phases split a fee.
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How Freelance Designers Get Paid With Rates and Terms
How freelance designers get paid: deposit structures, net 30 terms, hourly rates from $25 to $180, and why interior design money works differently.
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Amazon FBA Profit Tracker That Shows What Amazon Takes
What an Amazon FBA profit tracker shows: referral fees of 5% to 45%, the $39.99 plan, DD+7 deferrals, and why your payout never matches your margin.
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Accountant Cost for Self Employed in the US in 2026
What an accountant costs for self-employed work in 2026: $300 to $600 for a Schedule C return, $150 to $400 an hour for a CPA, and what drives it up.
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Taxes for Twitch Streamers With 2026 Forms and Rates
Taxes for Twitch streamers in 2026: why Twitch sends two different 1099s, the new $2,000 and $20,000 thresholds, and self-employment tax explained.
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How Much Do Patreon Creators Make in 2026?
How much Patreon creators make in 2026: the median page earns under $100 a month, a typical active creator around $500, and only the top 2% clear $1,000.
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How Much Do Brand Deals Pay? 2026 Creator Rates
How much brand deals pay in 2026 by tier: $100 to $500 an Instagram post for nano creators, $150 to $1,500 for micro, plus when the money actually arrives.
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YouTube Payment Pending With 4 Causes and Their Fixes
YouTube payment pending: the balance is under $100, a hold sits on AdSense, no payment method is confirmed, or it issued and your bank has not posted it.
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Teachable vs Kajabi Fees and Which Costs Less
Teachable vs Kajabi fees compared: Builder is $89 a month against Kajabi Basic at $179, both with a 0% platform fee and about 2.9% plus $0.30 processing.
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Teachable Fees Explained for Transactions and Processing
Teachable fees explained: Starter adds a 7.5% platform fee on top of about 2.9% plus $0.30 processing, while Builder and Growth drop it to zero.
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Shopify Payout Pending and How to Fix It
A Shopify payout stays pending because the pay period has not closed, a bank change triggered a review pause, or the ACH is still posting.
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Patreon vs Substack Fees and Which Keeps More in 2026
Patreon vs Substack fees compared: both take a flat 10% plus about 2.9% and $0.30 processing, so a $10 membership nets about $8.41 on either platform.
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Twitch vs YouTube and Which One Pays More in 2026
Twitch vs YouTube pay compared: a $4.99 Twitch sub nets about $2.50, while YouTube pays 55% of ad revenue on an RPM that swings a lot by niche.
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How Much Do Musicians Make From Streaming in 2026?
How much musicians make: Spotify pays roughly $0.003 to $0.005 per stream, so a million streams grosses about $3,000 to $5,000 before direct-to-fan income.
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How Much Do You Make Per Twitch Sub in 2026?
How much you make per Twitch sub: about $2.50 on a $4.99 Tier 1 at the standard 50/50 split, roughly $3.50 under Partner Plus, and $5.00 on Tier 2.
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How Much Do Course Creators Make? 2026 Income Data
How much course creators make: most earn under $1,000 a month, Thinkific creators on paid plans average around $1,200, and the top tier clears six figures.
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Gumroad vs Etsy Fees and Which Keeps More in 2026
Gumroad vs Etsy fees compared: Gumroad takes about 12.9% plus $0.80 on a direct sale, Etsy takes roughly 12% all-in without Offsite Ads and over 20% with.
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How Much Do Substack Writers Make? 2026 Income Data
How much Substack writers make: most paid publications earn under $1,000 a month, and the typical earner takes home about $16,000 a year.
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How Much Do Gumroad Sellers Make in 2026?
How much Gumroad sellers make: the median creator earns about $72 a month, fewer than 5% clear $1,000, and the top 1% capture roughly 99.5% of revenue.
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How Much Do Podcasters Make? 2026 Income Data
How much podcasters make: sponsorships pay about $15 to $40 per 1,000 downloads, and a show with 5,000 downloads an episode runs roughly $1,000 a month.
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How Much Do Twitch Streamers Make? 2026 Data
How much Twitch streamers make: most monetized streamers earn $50 to a few hundred a month, and subs pay about $2.50 each after the 50/50 split.
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How Much Do Etsy Sellers Make? 2026 Income Data
How much Etsy sellers make: the average shop earns only a few hundred to about $1,500 a year in sales, and the top 10% capture roughly 80% of all sales.
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How Much Do Shopify Stores Make? 2026 Revenue Data
How much Shopify stores make: the average store does roughly $1,500 to $5,600 a month in sales, and take-home is far lower after fees and ad spend.
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Teachable Payout Schedule and When Teachable Pays You
Teachable payout schedule explained: teachable:pay pays through Stripe on a daily, weekly or monthly cycle, and free-plan users are monthly only.
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Substack Payout Schedule With 2-Day Payouts via Stripe
Substack pays through Stripe on a rolling basis, about two business days after each charge. No monthly payout day, no threshold, and it keeps 10%.
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How Much Do Amazon Sellers Make? 2026 Income Data
How much Amazon sellers make: the average small and midsize seller does about $11,671 a month in sales, with margins near 21% and profit around $2,451.
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YouTube Payment Schedule and When YouTube Pays Out
YouTube payment schedule: AdSense finalizes earnings by the 3rd, checks the $100 threshold on the 20th, and issues payment between the 21st and 26th.
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Patreon Payout Schedule and When Patreon Pays Out
Patreon payout schedule explained: automatic payouts initiate on the 5th and take 1 to 5 business days to arrive; manual payouts run every 24 hours.
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Ko-fi Payout Schedule and Why Ko-fi Pays Instantly
Ko-fi has no payout day and no threshold. Money goes straight to your PayPal or Stripe the moment a supporter pays, because Ko-fi never holds funds.
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Amazon Account Level Reserve and How to Reduce It
Amazon account level reserve explained: a rolling hold against returns and claims, commonly 3% to 7% of sales for established accounts, more for new ones.
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Amazon Seller Payout Schedule With DD+7 Explained
Amazon seller payout schedule for 2026: Professional sellers disburse every 14 days, but the DD+7 reserve now releases funds 7 days after delivery.
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Etsy Payout Schedule and How Often Etsy Pays Sellers
Etsy payout schedule explained: daily, weekly, biweekly or monthly deposits, the $15 US daily minimum, and why deposits run about 11% below sales.
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Shopify Payout Schedule and How Often Shopify Pays
Shopify payout schedule explained: a 3 business day settlement for US merchants, daily, weekly or monthly payouts, and what payout scheduled status means.
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How to Track Income From Multiple Platforms
How to track income from multiple platforms: pull every payout into one place, record gross to fees to take-home per source, normalize to USD.
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Shopify Fees Explained by What You Keep Per Sale
Shopify fees explained: 2.9% + $0.30 processing on Basic, the $39 monthly plan, the 2% third-party gateway surcharge, worked out on a real $50 order.
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Etsy vs Shopify Fees and Which Keeps More Money
Etsy vs Shopify fees compared: Etsy takes about 10% per sale with no monthly cost, Shopify charges monthly plus 2.9% + $0.30. See the crossover point.
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How Much Does YouTube Pay? RPM and CPM by Niche
How much does YouTube pay? Most creators earn $2 to $12 per 1,000 views. See RPM by niche, the 55/45 split, the $100 threshold and payout dates.
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Etsy Fees Explained With Every Fee on a Sale
Etsy fees explained: the $0.20 listing fee, 6.5% transaction fee, ~3% + $0.25 processing and 12-15% Offsite Ads, walked through on a real $30 sale.
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PayPal Fees Explained for Goods and Services Rates
PayPal fees explained: 3.49% + $0.49 on US goods and services payments, plus cross-border and currency conversion costs, with worked examples.
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Patreon Fees Explained With the Cut and Payout Math
Patreon fees explained: the flat 10% platform fee for new creators, legacy 5-12% rates, ~2.9% + $0.30 processing, walked through on a 100-patron month.
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Twitch Payout Schedule and What Day Twitch Pays
Twitch payout schedule explained: Twitch pays around the 15th each month once you clear $50, plus the 50/50 sub split and the 2026 Affiliate changes.
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Gumroad Fees Explained at 10% + $0.50 Per Sale
Gumroad fees explained: the 10% + $0.50 platform fee plus payment processing, the 30% Discover rate, and weekly Friday payouts.
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Stripe Payout Schedule and How Long Payouts Take
Stripe payout schedule explained: standard 2 business day payouts in the US, new-account holds, weekly and monthly options, and the fees behind each one.
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How Much Do Content Creators Make? 2026 Numbers
How much do content creators make? Realistic income figures by platform and audience size, from ad revenue and subs to sponsorships and sales.
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Taxes for Content Creators and the 2026 1099 Thresholds
Taxes for content creators in 2026: the 1099-K threshold is back to $20,000 and 200 transactions, and the 1099-NEC sponsor form now starts at $2,000.
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Podcast Sponsorship Rates and CPM Benchmarks for 2026
Podcast sponsorship rates in plain numbers: typical $18-$25 CPM benchmarks, pre-roll vs mid-roll pricing, and what shows of each size can charge.
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How to Track Freelance Income Across Platforms
How to track freelance income across clients, platforms and payment apps: a simple system for gross, fees, take-home and unpaid invoices in one place.
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Creator Fees Comparison of 9 Platforms Side by Side
Creator fees comparison across 9 platforms: YouTube, Twitch, Etsy, Gumroad, Patreon, Stripe, PayPal, Ko-fi and Amazon, side by side in one table.
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See your own gross, fees and take-home on one board
Earnly lines up every payout from every platform you earn on, with fees itemized and expected pay dates on a payout calendar.