For ko-fi creators
Ko-fi Income Tracker: Tips, Commissions and Memberships on One Board
Ko-fi money moves fast and never sits still. It lands in your PayPal or Stripe the second a supporter pays, gets spent, and never shows up as a tidy monthly payout you can point to. Earnly captures every Ko-fi payment as it happens, tagged by type, with fees and take-home, so your fastest income stream is also one you can actually see.
Gross
Fees
Take-home
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Next month Estimate
Payout calendar
Sample data for illustration
In short
A ko-fi income tracker records the money you earn on Ko-fi, tips, shop sales, commissions, and memberships, with the fee on each so you know your real take-home. Ko-fi is unusual because it never holds funds: payments route straight to your PayPal or Stripe at the moment of the transaction, so there is no payout day and no threshold. That speed is great for cash flow and terrible for visibility, because the income arrives in small pieces and disappears into your spending. Ko-fi also charges differently by type: tips are 0% on the free tier, while shop sales, commissions, and memberships carry a 5% platform fee (0% on Ko-fi Gold), and your processor adds about 2.9% plus $0.30 on top. So a commission-heavy month nets a different percentage than a tip-heavy one, and only per-type tracking shows it. Earnly logs each Ko-fi payment by type with gross, fees, and take-home, and puts Ko-fi next to Patreon, YouTube, Etsy, and everything else you earn from, so your scattered instant income becomes one honest monthly number. Earnly is informational analytics, not a bank or a processor, and it never touches your money. Solo is $12 a month billed yearly, and Creator at $32 is the most popular plan for people running several platforms.
What changes
Three things you stop doing by hand
Catch money that never pauses
Ko-fi funds hit PayPal or Stripe instantly and get spent, so Earnly logs each payment as it lands to keep your fastest stream from vanishing into the noise.
Tips and commissions are not the same
Tips are 0% and commissions carry a 5% platform fee, so Earnly tracks each type separately and shows why a busy commission month nets a different percentage than a tip month.
Ko-fi next to the scheduled platforms
Instant Ko-fi income sits on one board with Patreon on the 5th and YouTube around the 21st, so your real monthly total is one figure instead of a mix of instant and scheduled deposits.
Who this fits
Ko-fi creators, especially those also on Patreon, YouTube, or Etsy, who want their instant tips, commissions, and membership income captured and counted instead of disappearing into their PayPal balance.
The pieces doing the work here: the revenue dashboard, platform fees calculator, payout calendar . Plans start at $12 per month billed yearly on income tracker pricing.
Questions people actually ask
Does Ko-fi report income to the IRS?
Ko-fi itself passes money through PayPal or Stripe, and those processors issue a 1099-K once you cross the reporting threshold. Either way, Ko-fi income is taxable in the US whether or not you receive a form. Tracking gross and fees per payment all year makes filing far easier. Earnly is informational only and does not give tax advice; review your numbers with a tax professional.
How do I track Ko-fi earnings?
Because Ko-fi does not hold a balance or produce a monthly payout, the reliable way is to log each payment as income when it arrives, tagged as a tip, shop sale, commission, or membership. Earnly does this on one board with gross, fees, and take-home per payment, so you get the monthly total Ko-fi never shows you.
Does Ko-fi take a fee?
On the free tier Ko-fi takes 0% on tips and a 5% platform fee on shop sales, commissions, and memberships. Ko-fi Gold, a paid monthly subscription, drops that platform fee to 0%. Your payment processor, PayPal or Stripe, charges its own rate of about 2.9% plus $0.30 on every transaction regardless of plan.
Can I track Ko-fi alongside Patreon and YouTube?
Yes, and that is the point of a multi-platform tracker. Earnly puts instant Ko-fi income on the same board as Patreon, which pays on the 5th, and YouTube, which pays around the 21st to 26th, so your real monthly income is one number across every platform instead of a scatter of dashboards on different clocks.