DEPOSITS - FEES - TAKE-HOME
Etsy Payouts Tracker: Track Your Etsy Payout Schedule, Deposits, and Take-Home After Fees
Etsy hands you a payment account balance and a deposit date. What it does not hand you is a clean answer to what your shop actually keeps once listing fees, the transaction cut, processing, and Offsite Ads have all come out. Earnly is the Etsy payouts tracker that shows the take-home number.
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Fees
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Next month Estimate
Payout calendar
Sample data for illustration
In short
An Etsy payouts tracker records each Etsy deposit with the gross sales behind it, every Etsy fee that came out, the take-home that reached your bank, and the date it was sent, so your shop income is a real number rather than a balance that keeps moving. Etsy is unusually fee-dense, which is why the tracking matters. A sale carries a $0.20 listing fee, a 6.5% transaction fee, and roughly 3% plus $0.25 in US payment processing, landing all-in costs near 12% of the order. Add Offsite Ads and it goes higher: 12% for shops over $10,000 in the trailing 365 days, where participation is mandatory, or 15% for smaller shops that opt in. On timing, the default deposit schedule for new sellers is weekly, every Monday, covering the previous week, and you can switch to daily deposits that release funds from sales 3 days prior. New shops wait longer at first, since funds are commonly available 14 to 20 days after a sale, and Etsy can apply a payment account reserve that holds a percentage of sales on a rolling basis for up to 45 days until the shop builds a track record. Etsy sends deposits Monday through Friday and your bank typically posts them in 1 to 5 business days. Earnly puts every deposit on a row with gross, fees, net, and expected date, next to Shopify, Amazon, and every other place you sell. Earnly reads your numbers and never touches your money; it is not a bank or a payment processor and does not give financial or tax advice. Figures are estimates to confirm against your Etsy payment account. Plans start at $12 a month.
Why it matters
What this line of the statement buys you
Every Etsy fee broken out
Listing, transaction, processing, and Offsite Ads each show separately instead of disappearing into one net deposit, so you can see which one is really eating the margin.
The 12% versus 20% question, answered
Shops in mandatory Offsite Ads pay a materially different all-in rate. Earnly shows the gap on your own numbers rather than on a blog average.
Reserves and holds visible
A payment account reserve holding funds for up to 45 days looks like missing money. Earnly shows held balances as held, so a new shop knows what is coming and when.
Etsy beside your other channels
Handmade sellers rarely stay on Etsy alone. Seeing Etsy next to a Shopify store, wholesale invoices, and Amazon is how you decide where the next batch of inventory goes.
How you use it
From connected to answered
Connect your shop
Link Etsy once and Earnly starts pulling deposits and the fees behind them onto the board.
Add your other sales channels
Shopify, Amazon, Gumroad, Stripe, PayPal, and seven more land on the same tape in USD.
See take-home per order, not gross
Each deposit carries its fee stack, so the number you plan around is the one that survives Etsy.
Reconcile monthly
Check the board against your Etsy payment account statement; Earnly figures are estimates from the data available to us.
It works the same for every kind of seller: see it in action for freelancers, amazon sellers, youtubers or check the income tracker pricing.
Questions people actually ask
How often does Etsy pay you?
By default new sellers are paid weekly, every Monday, for the previous week of sales. You can switch the schedule in your payment account to daily, which releases funds from sales made 3 days earlier on each business day, or to a monthly or custom cadence. Etsy sends deposits Monday through Friday, and most US banks post them 1 to 5 business days later. The full Etsy payout schedule guide covers every option.
Why has Etsy not deposited my money yet?
The three usual causes are the deposit day itself, the new-seller availability window, and a payment account reserve. Funds from a new shop are commonly available 14 to 20 days after the sale, and Etsy can set a reserve that holds a percentage of sales for up to 45 days on a rolling basis until the shop establishes a track record. A bank holiday, an unverified bank account, or an open case can also delay a send. Your payment account shows which applies.
How much does Etsy take from a sale?
All-in costs land near 12% of an order for a shop not in Offsite Ads: a $0.20 listing fee, a 6.5% transaction fee, and about 3% plus $0.25 in US payment processing. Offsite Ads pushes that higher, adding 12% on attributed orders for shops over $10,000 in trailing sales, where the program is mandatory, or 15% for smaller shops that opt in. So a $40 order typically nets somewhere around $35 without Offsite Ads and closer to $30 with. Our Etsy fees explained guide breaks down each line.
Is there an Etsy sales tracker that includes Shopify?
That is what Earnly is built for. Etsy and Shopify report differently, charge differently, and deposit on different rhythms, so multi-channel sellers end up guessing which one is actually more profitable. Earnly tracks 12 platforms on one board with gross, fees, and take-home per channel, so the comparison is arithmetic rather than a hunch. See the income tracker for Etsy sellers and the multi-platform income tracker for how the board is put together.